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- Unmasking Business Loan Fraud: How Syndicates and Rogue Brokers Game Singapore’s Lending System—and How AI Can Stop Them
- From Rejection to $60K Approval in 3 Days: How a Fishing Pond Business Got Funded Despite a Flawed Credit Report
- Lender Spotlight: How Poss Capital and SmartLend Partnered For Singapore SMEs
- Which Lender is Right for Your Business in 2025? Banks, Money Lenders, or Alternative Finance
- Lender Spotlight: Bizcap Brings Flexible SME Lending to Singapore
- How SmartLend Helps Seasonal Businesses Maximise Peak Season Revenue
- Employment Of Foreign Manpower Act: 7 Things You Must Know Before Hiring Foreign Worker In Singapore [2025 Updated]
- SmartLend Tips For Securing Best Private Credit Business Loan Rates
- Singapore Budget 2025: What SME Owners Need to Know
- Review: MariBank | Mari Business Loan (Credit Line) – Do I Need a Business Credit Line?
SINGAPORE #1 SME COMPARISON SITE FOR
We Compare Singapore’s most reputable Financial Institutions & Lenders
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Save Money & Time Get the Best Deal Within 20 Secs 100% Independent
Temporary Business Term Loan
- Boost your Working Capital With Collateral-Free Loans
- Up to 5 years Repayment
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- Interest-Only Loan for 6-12 Months
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Property Loan
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Our Milestones
SMEs have used our comparison tools for their business banking and government grant needs
Simplified comparison and easily understandable guidelines have allowed SMEs to make well informed decisions when applying for business banking products
We have helped SMEs and Individuals to save million of dollars when they refinanced their businesses or individual mortgages
Through our services, you will definitely buy or refinance your property at the best interest rates
Why use SMART-TOWKAY.COM?
We are #1 in Singapore
*The #1 Business(SMEs) Focused Comparison Site in Singapore
*Non-Biased
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Wide Network Of Lenders
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*Multiple ways to access funding
We are Fast & Hassle-Free
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More Flexible and Simpler
*We offer tailor-made financing solutions, taking into account the specific features of the Client's activities
*We need just a few documents (financial reports and bank statements) to make a decision
| SIBOR | COMPOUNDED SORA | |
|---|---|---|
| 1-month | 4.025 | 3.7698 |
| 3-month | 4.05644 | 3.7479 |
| 6-month | NA | 3.7308 |
| 12-month | NA | NA |
Latest News
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Unmasking Business Loan Fraud: How Syndicates and Rogue Brokers Game Singapore’s Lending System—and How AI Can Stop Them
2025-08-14 07:32:28Many of these digital lenders will extend up to S$150 000 using nothing more than a credit‑bureau report and the directors’ Notices of Assessment...
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From Rejection to $60K Approval in 3 Days: How a Fishing Pond Business Got Funded Despite a Flawed Credit Report
2025-07-31 09:09:48Running a successful business does not always mean getting easy access to financing. That is something a recreational fishing pond operator in...
Lender Spotlight: How Poss Capital and SmartLend Partnered For Singapore SMEs
2025-07-09 06:52:07Poss Capital offers two main financing solutions. The first is Quik, an unsecured business loan with funding amounts up to S$100,000. The second is...
Business Loan Eligibility
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